In the blockchain trilemma, developers often have to choose between decentralization, security, and scalability. For a lending protocol that aims to handle millions of dollars in real-world assets and crypto collateral, compromising on security is not an option. However, high gas fees on Ethereum Mainnet (Layer 1) make smaller loans impractical.

This is why AssetBaseLoans is built on Base, the Ethereum Layer 2 (L2) incubated by Coinbase.

The Scalability Problem

Imagine you want to borrow $5,000 against your crypto portfolio. On Ethereum Layer 1 during a bull market, the gas fees to approve the token, deposit collateral, and draw the loan could cost upwards of $100-$200. That is a significant percentage of the loan principal lost to friction.

On Base, those same transactions cost pennies.

Why Base is the Perfect Home for Asset-Backed Loans

1. Institutional Grade Security

Base is built on the OP Stack (Optimism), meaning it inherits the underlying security guarantees of Ethereum. We are not trusting a centralized sidechain; we are settling on the world's most secure smart contract platform. For our users—who are locking up valuable assets like NFTs or tokenized real estate—this peace of mind is non-negotiable.

2. The Coinbase Ecosystem

Base allows for seamless integration with the Coinbase ecosystem. With over 100 million verified users, Coinbase provides the perfect on-ramp for bringing traditional assets on-chain. As AssetBaseLoans expands into real-world assets (RWAs), having a direct bridge to a compliant exchange infrastructure is a massive strategic advantage.

3. Developer Velocity

Base offers full EVM (Ethereum Virtual Machine) equivalence. This allowed our team to deploy battle-tested smart contract libraries (like Aave or Compound forks) without having to rewrite code for a new language. It means our protocol is robust, audited, and secure from Day 1.

How It Works for You

When you use AssetBaseLoans on Base, the experience is frictionless:

Bridge: Move your ETH or USDC to Base using the official bridge or fast third-party bridges like Hop or Orbiter.
Connect: Link your wallet (MetaMask, Coinbase Wallet, Rainbow) to our dApp.
Borrow: Deposit your collateral and draw liquidity instantly.

Transactions confirm in seconds, not minutes.

A Vision for the Future

We believe that "Base" is more than just a blockchain name; it represents the base layer of the new financial system.

Base for settlement.
AssetBaseLoans for liquidity.

As tokenization eats the world, the need for a fast, cheap, and secure lending layer becomes critical. We are proud to be building that infrastructure on Base.

Whether you are looking to leverage your Ethereum holdings or seeking a loan against a tokenized invoice, our platform provides the speed of Web2 with the ownership of Web3.

Start building your financial future on Base today.