How to Qualify for an Asset-Based Loan
Qualifying is more straightforward than you might think. It's less about your credit score and more about the value of your assets.
The Key Qualification Pillars
Lenders focus on these three core areas to determine your eligibility.
Eligible Assets
The foundation of your loan. This includes accounts receivable, inventory, equipment, or commercial real estate.
Business History
Lenders typically look for businesses with at least one year of operational history to show stability.
Financial Records
Clear and organized financial documents (like balance sheets and income statements) are essential for valuation.
Our Simple 3-Step Process
Submit Your Request
Fill out our secure online form with basic details about your business and financing needs.
Get Matched
Our platform instantly matches you with a network of trusted lenders who fit your profile.
Receive Funding
Finalize the details with your chosen lender and get the working capital you need to grow.
Are You a Good Fit?
Use our quick checklist to see if your business aligns with common ABL requirements.
This checklist is for informational purposes only and does not guarantee loan approval.
Ready to Take the Next Step?
You've seen what it takes. Now, let's connect you with the right lenders to make it happen.